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North Miami Mayor’s Gmail Hacked; Ransomware Attack Disrupts City Services


North Miami residents are on edge after Mayor Alix Desulme disclosed that his personal Gmail account was hacked in a ransomware attack. This cyberattack has severely disrupted city operations, leaving many services unavailable online. 

While City Hall has reopened, residents are currently only able to pay bills in person using cash or checks, as the city's electronic payment systems remain offline. 

In a letter addressed to residents on Sunday, Mayor Desulme revealed the extent of the breach: “This incident, which targeted me as your mayor, resulted in unauthorized access to my personal Gmail accounts. As a result, sensitive personal information, including my passport details, bank statements, credit cards, and private images, were potentially compromised.” 

He reassured the public that the attack only affected his personal accounts and did not compromise any City of North Miami systems. However, the disruption to city services has been significant, with online payments being one of the most critical areas impacted. 

Local residents have expressed their frustrations and concerns over the situation. Jacqueline Kemp, a North Miami resident, shared her experience at City Hall, “Everything went smooth. I paid my bill, I got my receipt, and I’m happy.” 

But not all residents were as fortunate. Vella Clement, who tried to pay her water bill, faced difficulties due to the outage,“The water bill is too high. We do not have enough money to pay cash. So I tried to pay with a credit card. I still cannot pay it because the system is down.” 

The ongoing system outage has left many residents worried about the potential exposure of their financial information, especially those who typically rely on online payment options. 

“That concerns me because I usually pay by check and they can have your checking information. Sometimes, I pay online and they can even get your email and hack into your home system,” Kemp added. 

The city is working to restore full services, but the situation is further complicated by Florida law, which prohibits state, county, or city agencies from paying or complying with ransom demands. Residents remain uncertain about when the issue will be fully resolved, adding to the growing anxiety within the community.

Gen Z’s Payment Preferences are Transforming Retail and Dining

 

The future of payment technologies and consumer trends are exploding; GenZ’s are more tuned to flexible, and reliable payment sources. The market is evolving with the needs of this generation and adapting new business models and technologies to meet the evolving demands of younger generations. Let’s understand what and how new payment preferences are changing traditional methods of payments. 

The Rise of BNPL 

Buy Now, Pay Later (BNPL) has become a favored payment method for Gen Z, particularly for smaller purchases under $100, nearly 43 per cent of Gen Z will use BNPL, appreciating its ease of use and ability to budget expenses without incurring high credit card interest rates. This generation's preference for flexible, secure, and transparent financial transactions is driving merchants to adopt modern payment technologies, said Thomas Priore, CEO of Priority, in a recent conversation with Tearsheet. 

Benefits for Retailers and Restaurants 

For businesses, offering BNPL and other flexible payment options can lead to increased sales and improved customer loyalty. Data shows that half of Gen Z consumers abandon shopping carts if their preferred payment methods aren’t available. Providing these options not only boosts sales but also attracts new customers and gives businesses a competitive edge. 

Prepaid vouchers and online cash solutions offer secure transactions and reduce costs compared to traditional card payments. These methods are particularly beneficial for financial inclusion, catering to young adults and those without traditional banking access. They also enhance security, reducing fraud risk and building trust between merchants and consumers. 

Data security remains a top priority with new payment technologies. Priore emphasized the importance of exceeding industry compliance standards, conducting risk assessments, implementing strong access controls and encryption, continuous monitoring, and having a robust incident response plan. 

Challenges and Solutions in Implementation 

Integrating new payment solutions with legacy systems is a common challenge. Businesses, especially small and mid-sized ones, should seek experienced tech partners to navigate this transition. Staying up-to-date with regulatory changes and educating consumers about new payment options are also crucial steps for successful implementation. 

Looking Ahead 

As Gen Z continues to influence commerce, the adoption of alternative payment methods and modern wallets will accelerate. Priore advises businesses to embrace these new solutions, partner with supportive tech companies, and stay informed about emerging trends. This proactive approach will help businesses stay competitive and capitalize on future innovations in the payment landscape.