An official release states that the government has blacklisted 'principal entities' behind SMS headers that have been sent over 10,000 fraudulent messages over the past three months as part of a crackdown on SMS scammers. As part of the Sanchar Saathi initiative, the Department of Telecom (DoT) and the Ministry of Home Affairs (MHA) have taken decisive steps to prevent potential SMS fraud, which was launched by the Department of Telecom (DoT).
According to the Indian Cyber Crime Coordination Centre (I4C), eight SMS headers are being misused to send fraudulent messages for committing cybercrime. In the past three months, the Department of Transport has taken down more than 10,000 fraudulent messages sent using eight headers. These messages belong to eight different Principal Entities (PEs).
There is a list of the 8 principal entities listed below, along with the 73 SMS headers they own and the 1522 SMS content templates associated with them. There is no longer any possibility of sending SMS via any telecom operator thanks to DoT's steps, which have prohibited the use of any of these Principal Entities, SMS Headers, or templates.
According to the Indian Cyber Crime Coordination Center, which is under the Ministry of Human Resources, eight SMS headers were misused to send fraudulent communications to commit cybercrime. The term 'principal entity' is commonly used in telecom parlance to refer to business or legal entities that send out commercial messages via SMS to subscribers of mobile operators. Headers can be considered to be alphanumeric strings assigned to a 'principal entity' to send commercial communications.
In addition, DoT has reiterated its commitment to safeguarding citizens against cybercrime by blacklisting these entities to prevent further victimization of citizens. According to the release, “Citizens can report suspected fraud communications at Chakshu facility on Sanchar Saathi to help DoT in preventing cybercrime and financial frauds from being perpetrated by telecom companies.” TRAI has mandated that only registered principal entities can send promotional and marketing messages to mobile consumers as per its mandate.
Following the mandate, all commercial messaging (one-time passwords, promotional messages, account balance updates etc) was required to be moved onto the blockchain-based platform by telecom operators. In the country, the government does not permit telemarketing activities, so mobile numbers cannot be used. Upon the first complaint, consumers may be disqualified from their telephone connection if they use the connection to send promotional messages.
Additionally, they may also be blacklisted for two years with their name and address being blacklisted. You can identify telemarketing calls by their prefixes: 180, 140, and 10-digit numbers cannot be used for telemarketing. You can report spam by dialing 1909, or by using the Do Not Disturb (DND) service.
Banking fraud has increased in recent years. There has been an increase in digital phishing attacks claimed by HDFC Bank customers as the social media outcry has mounted in recent days. Several HDFC Bank customers reported to the authorities that many of the incidents involved phishing SMSes that they received in February.
There are indications that they have adopted a revised method of operation to step up their efforts to protect others which may have been the case. To strengthen cybersecurity measures, phishing links masquerade as verification processes as part of their phishing campaign.
There has been a significant number of customers who have been receiving false text messages in the last few days, which claim that they have been blocked or suspended because they have not updated their Permanent Account Numbers (PAN) because their PAN has not been updated. The message you are receiving is a fake one, so keep an eye out and be aware of it.
The Public Information Bureau (PIB) has recently issued a warning to the customers of the State Bank of India (SBI) regarding fake messages purporting to be from SBI officials that claim the recipient's YONO account has been disabled as a result of a power cut.
One of the most common ways scammers use to trick people is through phishing SMS messages, which is one of the methods they use to steal their money in different ways. Cyber fraudsters use phishing bank SMS as a means of scaring people away by telling them their bank account has been suspended by cyber thieves.
A link is attached to the SMS and it asks the users to click on it to update their KYC or PAN details. The problem arises, however, when someone is tricked into believing that the SMS is legitimate and clicks on the link, and their phone is hacked and money is lost.
Often more common than you might think is phishing SMS fraud. Most banks have issued an advisory informing customers not to be fooled by them. Earlier this month, HDFC alerted its customers that these types of frauds have been taking place.
There was a viral HDFC bank SMS sent to some of its users that they received on their mobile phones. Some of their users tagged the bank with the message. There has been an attempt by fraudsters to create a fake HDFC Bank website, giving the false appearance that there is a verification process when it is not. HDFC customers have now received a link with the details of the offer.
An alert was sent by Manoj Nagpal, the CEO of Outlook Asia Capital, who posted a picture of the infected email to Twitter with a description of what he had seen. The same message has also been received by many other customers as well. It has been recommended by Nagpal that people should refrain from clicking on links that have been sent via email or SMS.
What Are the Methods Used by Fraudsters?
To use fraudsters to commit fraud. Here is how HDFC bank explains how this happens.
First step: The fraudsters create bogus emails impersonating bank employees that ask consumers to activate a link in the email that instructs them to verify or update the account information in their accounts as soon as possible.
Second step: When a customer clicks on the link provided by the email, the victim is taken to a fake site that appears to be the official website of the Bank. There is a web form on this site that allows the customer to enter their personal information so that we can communicate with them.
If you doubt any SMS request, report any suspicious SMSes, or confirm a bank alert with a bank manager to avoid having your account hacked, make sure to check the sender's identity before acting on it.
A two-factor authentication system should be implemented for online banking to keep personal information secure. The OTP and password that you used to access your account must be entered every time you want to access it. Using your fingerprints as a second password is even possible if you have a secure device. The message you receive should not be clicked on and any unidentified links should be deleted.
A smishing campaign which goes by the name Roaming Mantis is imitating a logistics firm to hack SMS messages and contact list of Android users from Asia since 2018. Last year, Roaming Mantis advanced its campaign impact by sending phishing URL messages and dynamic DNS services that attacked targets with duplicate Chrome extension "MoqHao." From the start of 2021, Mcafee Mobile Research Team has confirmed that the group is attacking users from Japan with the latest malware named SmsSpy.
The fear of scam messages may seem far now, and even distant. With the rise of well-engineered and sophisticated attacks in recent time, the threat of scam messaging attacks may seem low, however, they are still a persistent danger. SMS (short message service) scams are similar to email phishing attacks, they work through social engineering attacks. Popular as "Smishing" (SMS and phishing), the attacks try to lure victims into providing information and user access, which benefits the hacker.